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Here you will find the Payday Lending State Statutes from the nationwide Conference of State Legislatures:
|State||Regulation||Loan amount (maximum), $||Loan term (maximum)||APR||fees|
|Alabama||Ala. Code В§В§ 5-18A-1 et seq.||500||31 times||456%||Max charge is 17.5%|
|Alaska||В§В§ 06.50.010 et seq.||500||2 weeks||435%||15% of this amount advanced level|
|Ca||Cal. Fin. Code В§В§ code that is 23000Civil et.seq||300||31 times||460%||15% regarding the amount advanced level|
|Colorado||Colo. Rev. Stat. 5-3.1-101 et seq.||500||a few months||36%|
|Delaware||Del. Code Ann. Tit. 5 2227 et seq.||1000||60 days||521%||No limit for finance costs; 5 loan limit for one year|
|Florida||Fl. Stat. Ann. В§В§ 560.402 et seq.||500||31 days||304per cent||10% cost; One loan restriction at a right time; No roll-over permitted|